Under 65 coverage - Coverage for individuals or families that may not be eligible for a group plan.

Copays - This is a set amount that you as the insured pay for that service.

Coinsurance - You would be responsible for a percentage of the cost or fee.

Deductible - This is a stated amount that you must incur in expenses before the insurance company pays.

Out-of-Pocket Maximum - This is considered to be the most you will pay out of your pocket before insurance will start paying at 100%.

Prescription Drug Coverage - This is coverage for drugs required from a pharmacy.